Fence Financing
Serving Tulsa Metro
Finance Your Dream Project With HFS or OCCU
At Empire, we understand that financing can be a crucial part of making your dream project a reality. That’s why we’ve partnered with HFS Financial and Oklahoma Central Credit Union (OCCU) to provide you with flexible, hassle-free financing solutions. Whether you’re upgrading your home, tackling a large renovation, or investing in improvements, these trusted lenders offer affordable loan options with a seamless application process.
Fence Financing That Fits Just Right
Empire offers two financing partners to meet different project needs. Not sure what to budget? Start with how much a fence costs. With HFS and OCCU, you have access to reliable, affordable financing that empowers you to complete your project without financial strain. If you have any questions or need assistance, our team is here to help.
HFS Financial
Larger Projects ($5,000 – $175,000 in OK)
- No Impact on Credit Score for Pre-Approval: Check your loan options without affecting your credit score.
- 100% Upfront Funding: Receive the full loan amount upfront to start your project immediately.
- Finance up to 120%: We can accommodate change orders by extending the loan amount.
- No Home Equity Required: These are unsecured personal loans, meaning no collateral is required.
- Fast Approval & Funding: Most applications receive a decision within 24-48 hours.
GET PRE-APPROVED AT HFS!
Oklahoma Central Credit Union
Smaller Projects ($5,000 & under)
- Low Interest Rates: Rates as low as 9.49% APR (subject to credit approval & loan amount).
- Loan Terms Up to 120 Months: Affordable monthly payments tailored to your budget.
- Quick & Secure Application: Apply online and get pre-approved easily.
- No Impact on Credit Card Utilization: Helps maintain a lower credit card balance for better credit health.
- Local Tulsa Credit Union: Financing is provided through a local Oklahoma credit union.
- Multiple Payment Options: Pay online, set up automatic withdrawals, or visit an OCCU branch.
GET PRE-APPROVED AT OCCU!
PLEASE NOTE: Rates, loan terms, and information subject to change at any time.
HFS Financial Application Process
- Check Your Rate (No Credit Impact!): Visit the HFS financing portal and complete a short application.
- Review Loan Offers: Compare available loan options based on your credit profile and financial needs.
- Submit Application: Provide required documents for final approval.
- Receive Funds or Line of Credit: Approved funds are deposited directly or available as a credit line.
- Start Your Project: Begin your project with confidence, knowing you have a structured payment plan.
OCCU Application Process
- Discuss Your Options: Speak with your Empire consultant to determine the best financing solution.
- Get Pre-Approved: Apply online via OCCU’s secure application portal to check loan eligibility.
- Select Loan Terms: Choose from multiple term options up to 120 months.
- Receive Loan Approval: Based on credit approval and project size, finalize your loan terms.
- Make Payments to OCCU: Payments are made directly through Oklahoma Central Credit Union.
Should I finance or just pay with a credit card?
The decision to finance any purchase should be made carefully. Fence financing offered through our financing partners has some distinct advantages over paying for your fence with a credit card. First, the interest rate for your fence loan is likely to be much lower than credit card interest rates. This could save a lot in interest over the course of the loan. Additionally, your fence loan does not affect credit card utilization rates. It’s been shown that maintaining low credit card utilization can help your credit.
Where do I make payments?
HFS Financial payment options vary. Login to your HFS Personal Loan Portal to learn more: https://apply.hfsfinancial.net/login.
Oklahoma Central Credit Union payment options, include: online banking, automatic withdrawal, check payments, and in-person payments at a branch location. To Pay OCCU, visit https://www.oklahomacentral.creditunion/Quick-Pay.